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SPECIE-SMALL BILLS-LARGE BILLS.Nearly the whole amount of the deposites have been withdrawn in specie by the depositors from the Bowery Savings Bank. The fund had been loaned out on good mortgages on real estate, bringing 7 per cent. interest. The institution, however, had to realise their value from the Butchers and Drovers Bank, and pay the depositors their demands. A large amount has also been drawn from the Savings Bank. A short time ago, a gentleman had to receive about $150 interest on a mortgage on real estate. The mortgagee was a confectioner who did a retail business. The whole of the amount was paid in speciegold and silver. "How came you," asked the gentleman, "to have so much specie?" "Why," replied the lady, for it was a lady, "when I get a five dollar bill, I get the silver or gold for it as fast as I can." "Don't you think our banks safe?" "Very probably they are," said she with a smile, (a pretty woman always smiles when she speaks on money matters, just by way of small change,) "but they say the President has stopped all paper money, so I get the silver and gold when I can." On Wednesday last week, a countryman from Long Island sold out his marketing. "Won't you go across the river?" said his neighbor. "Yes, when I get my money." "Why, I thought you had sold out." " So have-but I want my money for the paper I have got. I'll get it at the Fulton Bank, and ge directly." He went there, got $15 in silver for his notes, and returned to put his silver into an old stocking. "Neighbor," said he, "the legislatur' has stopped all paper money under $5-1 don't know but all above is just as bad as all below, so I gets the solid gold and silver. I can sleep safe on that." These are veritable facts taking place every day. They indicate the state of public feeling. The present revulsion in banking affairs, and the panic among the safety fund banks, have been produced by the very bank managers themselves. For party purposes, and to gratify the feelings of General Jackson and his kitchen cabinet, they raised a hue and cry against small bank bills, and passed laws imposing penalties on their circulation. The people take them at their word, but carry out the principle to their largest bills and most solvent banks. There was a time when the most perfect confidence existed between the public and the safety fund banks. That time is gone. The blockhead managers of these institutions set the spirit of doubt and discredit afloat in relation to small bills-it has widened its own operations, and see now where they are. When men of sense and sagacity permit ignorance, folly, and presumption, under the name of democracy, to regulate their conduct, they deserve the severest retribution, and they are receiving it. Thanks be to God!