Oconomowoc National Bank (Oconomowoc, WI)

Episode Information

Episode UID
1361601590
Episode Type
Suspension → Reopening
Bank Type
national
Bank ID
136160 national
Charter Number
13616
Start Date
June 6, 1932
Location
Oconomowoc, Wisconsin

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
d860662ffb0002ee

Response Measures

None

Description

The articles show the new national bank opening in June 1932 and the statewide/federal banking holiday suspension in March 1933.

Events (3)

1. May 27, 1932 Chartered
Source
historical_nic
2. June 6, 1932 Reopening
Newspaper Excerpt
new bank legally and completely ready for business Monday, June 6
Source
newspapers
3. March 4, 1933 Suspension
Cause
Government Action
Cause Details
Statewide/federal bank holiday and temporary suspension of banking business in Wisconsin following national banking restrictions
Newspaper Excerpt
the fourteen day bank holiday proclaimed by Gov. R. G. Schmedeman remains in effect
Source
newspapers

Newspaper Articles (2)

Article Text

New Oconomowoc National Bank Charter Signed Comptroller of Currency Published Today On Under "Legal Notices"—Announcements of Monday, June 6, Now In The Mail The final signatures of officials were affixed Thursday afternoon, June 2, to the clearing up the technicalities centering around the Public Funds deposited in the old First National, together with those of the Board of Directors and of the State Board of Deposits, were signed up Wednesday. This "official" action ended the extra ten days of formalities and "red tape" which prevented the opening about May 25 as scheduled originally and leaves the new bank legally and completely ready for business Monday, June 6, five months and one week since the First National closed. Old Depositors Get Half Cash The new National bank will not in any way connect with the old First National, but on opening day pay over to depositors in the old First National, either or on their new pass-books as they may choose, 40% of the amount of their old accounts, placing more than a half million dollars in currency back into circulation in this community at 9 a. m. Monday, June 6. The old depositors may open new savings or checking accounts at once in the new bank and new customers will be welcomed. Rest of Old Deposits To Come The balance of the old accounts is to be paid back to the depositors over a period of years, beginning one year from now, as nearly in full as possible, by a Board of Trustees three in number: George E. Palmer, Stuart W. Finn and Frank Gross, Jr. These Trustees will work out under the supervision of the U. S. Treasury Department, the problem of getting for the best possible price that portion of the assets of the old First National not taken over by the new bank—assets worth originally nearly 50% more than the total of deposits which remain to be paid back, after the old depositors get their 40% cash in the new bank. Depositors Interests Safeguarded There is every reason to believe that the old depositors will receive from this Board of Trustees, over a period of years, a very substantial portion and possibly the full value of their claims, depending upon the recovery of the country from the depression. Trustees Carefully Chosen The Board of Trustees is made up of the largest individual stockholder in the old First National, the largest individual depositor and the cashier of the new Oconomowoc National Bank who will serve the Board of Trustees without charge in his efforts to administer the Trust. All of them are, besides working under the close supervision of the U. S. Treasury Department and its Bank Examiners, have a very definite interest as can easily be seen from the above, in administering the assets of the Trust in such a manner as to bring old depositors as much of their money as possible in as short a period of years as the recovery of the security market and business generally will permit. Mr. Gross also is exceptionally well fitted to serve on the Board, elucidating these Trustees' assets, having had to study their value from every angle for months, as the Bank Receiver for the old First National. FRANK GROSS, JR. Elected Director and Cashier of the new Oconomowoc National Bank. Mr. Frank Gross, Jr. who assumes his new duties as Cashier of the Oconomowoc National Bank on Monday, June 6, has been chosen for this important post in the new bank by the stockholders and Board of Directors primarily because of the constructive work he has done as Receiver for the old First National. Record Considered Phenomenal Both here and outside in Milwaukee, Chicago and Washington, his record of accomplishment in helping to reorganize the bank and thus saving the community from a continued and far worse financial depression for another year or more, is regarded as phenomenal for a Bank Receiver. Most Receivers either will not or find that they cannot work with the people in the communities to which they are sent and still carry out their instructions from Washington. Mr. Gross has managed to do both well and in a relatively short time, considering the size of the bank and the many obstacles that have had to be overcome. Not "Just Another Banker" Another factor that has weighed heavily in the selection of Mr. Gross is the fact that he has not previously been a bank man, and so does not have to do what every banker must do today if he and the institution he serves are to survive, namely: unlearn most of what he thought he knew from experience. "Prosperity" Experience Worthless The banks and the bankers of the country know now that their past experience gained in "good times" means very little under the radically changed conditions of today and tomorrow. Those "experienced" bankers who are succeeding are those who have started in this year to learn the banking business all over again as it is now—not as it was in bygone years. Mr. Gross has had wide contacts with banks and bankers for the twelve years before he came here, as a bondman but he has no old "rules of thumb" to unlearn as far as the inside workings of a bank are concerned. His ideas and policies on banking are being formed by the present experience under the up-to-the-minute, new, different viewpoint of the National Banking Department at Washington. 1932 Experience Best Possible Having just gone through a 1932 Bank Receivership and reorganizing operation very successfully with no old fashioned "prosperity banking" ideas to mislead him, Mr. Gross is surely in a position, with the help of his officers and Board of Directors and the close supervision of the Federal Banking Department at Washington, to keep the new Oconomowoc National Bank solid and free from danger and make it of even greater service to this community. Also as one of the Board of Trustees to liquidate the assets held for the further benefit of the old First National depositors, Mr. Gross is in a position to render extremely valuable service. No one knows more about the assets remaining to be sold than does the ex-Receiver who had to study them for months. Bake Sale The Catholic woman's club of St. Jerome's church will hold a bake sale Saturday, June 11, at Thompson's store. Mrs. M. B. Murphy and family of Chicago are occupying one of the Woodland apartments, Woodland lane. Confirmation At St. Paul's The rite of confirmation was administered to a large class at 10 o'clock Sunday morning, June 5, at St. Paul's Ev. Lutheran church, the Rev. Theodore Kissling officiating. The members of the class are: Elizabeth Frank, Margaret Weege, Laura Kleist, Margaret Born, Lorna Kissling, Frank Miller, Ewald Blank, Willard Blank, Jordan Zillmer, Carl Thurner, William Dames, Donald Kieck, Robert Kleemann. June Term County Court Twenty-four probate matters will be disposed of by Judge David W. Agnew, at the regular June term of the County court Tuesday, June 7. The calender comprises hearing on petition for sale of real estate in the estate of Mary Scheets; hearings on claims in the estates of Amy Lucia Young, Herman Engelsma, Linda Jungbluth, Grace D. Smart, Charles Jacobs, Minnie Klein, Mary Diessner, Jennie Brainard, Mary Siewert, Anna Gumann and John Mell; final hearings and determination of inheritance tax in the estate of Carrie Will; hearing on probate of will in the estate of Leila M. Leatherman, John Mell, Mary Morgan and W. B. Lardner; final hearings in the estates of Lars Peter Hansen, Gottfried Erikson, Jerosa Scheets and William Reich; hearing on petition for administration in the estate of Martin Kern and hearings on the appointment of guardians for Tena Schiellack and Joseph Mell.


Article Text

EVERY STATE JOINS IN MOVE TO SAVE BANKS Take Holiday or Impose Restrictions. Wilmington, Del., March 4.—(AP)—Delaware, the last of the nation's 48 states not under some form of banking restriction, declared a bank holiday tonight, effective Monday and continuing "until further notice." Harold W. Horsey, state banking commissioner, said Gov. C. Douglas Buck had directed him to notify all banks in the state as follows: "Not because of anything that has occurred in Delaware, nor any condition existing here, but wholly because of the action of practically all the other states in declaring a bank holiday and the observance thereof by the Federal Reserve bank, this bringing about a temporary suspension of banking business over the country, I am left with no alternative but to take action to protect Delaware banks and their depositors." Wisconsin Plans Reopening. Milwaukee, Wis., March 4.—[Special.]—Banks of this city and Wisconsin are making plans to reopen next week, but on what day had not been determined tonight. In Madison, Banking Commissioner Arthur C. Kingston said that a plan has been devised for reopening Wisconsin banks Monday morning, although he withheld details of the plan pending an expected announcement from President Roosevelt at Washington on the banking situation. On the other hand, Walter Kasten, president of the First Wisconsin National bank, and also a member of a committee appointed by the Milwaukee Clearing House association to work out a plan, said the Milwaukee banks will not reopen until Wednesday at the earliest, and then probably will operate under a scrip plan similar to that used in 1907. In the meantime the fourteen day bank holiday proclaimed by Gov. R. G. Schmedeman remains in effect. No Holiday in Indiana. Indianapolis, Ind., March 4.—[Special.]—Indiana banks, under the new bank code law recently rushed through the state legislature, have the power to limit withdrawals to one-tenth of 1 per cent. Therefore, no state-wide bank moratorium will be declared in Indiana Gov. Paul V. McNutt today informed state officials from Washington, where he attended the inauguration. Indianapolis banks today continued to pay 5 per cent on both savings and checking accounts, and 100 per cent on deposits made since they declared a 5 per cent withdrawal limitation last Monday. A few upstate banks have limited withdrawals to 2 per cent. Plan Michigan Reopening. Detroit, Mich., March 4.—[Special.]—There was an easing up of banking anxieties in Detroit because of the action of the state legislature on relief bills which are scheduled to be passed on Monday. They should become laws not later than next Saturday and thereby permit banks to re-open and permit another withdrawal of funds in amounts yet to be decided upon. Operations in Detroit will be immediately resumed by the First National bank and the Guardian National Bank of Commerce. Iowa Proclaims Holiday. Des Moines, Ia., March 4.—[Special.]—Lieut. Gov. N. G. Kraschel today ordered a banking moratorium effective at once. In his proclamation the lieutenant governor set no definite time, declaring only "a temporary banking holiday mandatory for all Iowa banks, savings banks and