17521. First National Bank (Kalida, OH)

View Charter #7074 on SPMC

Bank Information

Episode Type
Suspension → Reopening
Bank Type
national
Bank ID
7074
Charter Number
7074
Start Date
January 30, 1912
Location
Kalida, Ohio (40.983, -84.199)

Metadata

Model
gpt-5-mini
Short Digest
57ebd41e

Response Measures

None

Description

Articles (Jan 30–31, 1912) report the directors ordered the bank closed after the suicide of cashier Joseph W. Miller, fearing a run, and closed pending a report of the State bank examiner. There is no mention of an actual depositor run or of a permanent failure; closure appears to be a temporary suspension awaiting the examiner, so I classify as suspension_reopening. If later evidence shows permanent failure, classification would change.

Events (3)
1. December 26, 1903 Chartered
Source
historical_nic
2. January 30, 1912 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Suicide of cashier Joseph W. Miller prompted directors to close the bank fearing depositor panic; closure ordered pending state bank examiner report.
Newspaper Excerpt
Following the suicide of Joseph W. Miller, cashier of the First National Bank of Kalida, O., the directors of that bank, fearing a run, today ordered the institution closed pending a report of the State bank examiner.
Source
newspapers
3. February 16, 1912 Voluntary Liquidation
Source
historical_nic

Newspaper Articles (3)
1. January 30, 1912 Newark Evening Star and Newark Advertiser Newark, NJ
Article from Newark Evening Star and Newark Advertiser, January 30, 1912

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Article Text

CASHIER ENDS LIFE; BANK CLOSES. TOLEDO, O., Jan. 30.-Following the suicide of Joseph W. Miller, cashier of the First National Bank of Kalida, O., the directors of that bank, fearing a run, today ordered the institution closed pending a report of the State bank examiner.

2. February 2, 1912 The Democratic Banner Mount Vernon, OH
Article from The Democratic Banner, February 2, 1912

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Article Text

BANK IS CLOSED Toledo, O., Jan. 31.-Following the suicide of Joseph W. Miller, cashier of the First National bank at Kalida, O., the directors of that bank, fearing a run, ordered the institution closed pending a report of the state bank examiner.

3. February 2, 1912 Milford Chronicle Milford, DE
Article from Milford Chronicle, February 2, 1912

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Article Text

National Bank In Ohio Closed. Following the suicide of Cashier Joseph W. Miller, of the First National bank at Kalida, Ohio, the directors, fearing a run, ordered the doors of the bank closed, pending a report of the state bank examiner.