American Trust Company (Richmond, VA)

Episode Information

Episode UID
68052771606
Episode Type
Suspension โ†’ Closure
Bank Type
trust
Bank ID
6805277 routing
Routing Number
68-0527
Start Date
October 19, 1933
Location
Richmond, Virginia (37.554, -77.460)

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
f82864631d8f8800

Response Measures

None

Events (4)

1. October 19, 1933 Receivership
Newspaper Excerpt
receivers for the bank, the attorneys agreed ... returned to Richmond ... the receivers immediately went into conference with Stanley Reed.
Source
newspapers
2. October 19, 1933 Suspension
Cause
Government Action
Cause Details
Bank was closed and placed in receivership; receivers seeking RFC loan to pay depositors
Newspaper Excerpt
the proposed loan of $8,500,000 to American Trust Company receivers ... the closed American
Source
newspapers
3. December 24, 1933 Other
Newspaper Excerpt
Richmond Depositors Get Christmas Cheer In 15 Pct. Dividend ... dividend check from the ... American Trust Company ... since March by loan from the Cor- RFC .
Source
newspapers
4. January 17, 1934 Other
Newspaper Excerpt
RFC Will Send Aide To Review Assets Of Closed American Bank ... review the assets the closed American and Trust Company ... to view increase the loan
Source
newspapers

Newspaper Articles (4)

Article Text

of Aid IndicatApproval ed After Conference at Capital; Receivers Told to Map Program Depositors Would Get Five Millions Legal Obstacles Cleared Away; Prior Claim of $1,000,000 Figured; Will Pay R. Debt By Radford Mobley Washington Correspondent WASHINGTON, Oct. Reconstruction Finance Corporation indicated today its willingness give immediate consideration to the proposed loan of $8,500,000 to American Trust Company receivers for of 50 per cent depositors within the next few weeks. In view of the liberal policy of the administration toward closed banks, it now expected that virtually the entire amount requested will be made available. After deductions of $1,800,000 owed the and the Federal Reserve Board. and prior and secured claims of about $1,000,000 are made, there would be available approximately $5,500,000, sufficient pay one-half of the present deposits in the bank, which have been reduced due to set-offs during recent months. Although no formal decision was reached today, individual expressions from members with whom the discussed the loan showed great sympathy the plan to release the closed American early as possible. The corporation's attorneys made quick work in disposing legal tangles blocking early consideration of the American Bank application. In conference Sherlock and Justin Moore, receivers for the bank, the attorneys agreed to waive the usual procedure of filing detailed application in advance ordered the necessary appraisal work to go forward. This will save about weeks' time. The returned to Richmond late today prepared to go ahead with the could not make exact estimates as to the time work would require. In view of the two brough appraisals which have been made already expected the present task will be largely one of rechecking and will not require than two Upon arrival here today, the receivers immediately went into conference with Stanley Reed. general F. counsel, Jame Dougherty, an assistant. result of this conference, the following decisions were reached: The will waive the rule requiring the of loan application and will permit appraisal work go ahead at once, saving least two weeks' time considered advisable that the receivers' court should fix time limit for the filing of all preferred and claims against the bank, order prevent conthis respect. The entire of the loan granted used for paying depositors preferred claims, and expenses incurred, including interest the loan, may be deferred until returns are yielded by the slower assets This require posting all assets the bank against the loan and incident expenses, but will furnish more ready funds for depositors. The receivers may pledge past obligations, such as personal notes. by the bank. The Virginia State law does the American receivers from pledging the banks assets for the proposed The also conferred with the corporation, who assured them Continued on Page Column


Article Text

BANK OFFICERS WELCOME PROBE Request for Grand Jury Investigation of American Trust Made in Richmond Richmond. Oct. 18 ofof the American and Trust of Richtoday that they would come the the affairs by CommonAttorney Dave Judge John Ingram before the motion made docketed continuing at the request counsel for the bank's who matter be for R. with to make payment to deIn saying that they would welcome the bank's the officers directors issued following joint and of the Bank and Trust who have that there the grand into the affairs company, that they stand to cooperate in and to meet any Attorney David terfield made the opening of cluding request for the jury He of alleged but said that he thought circumstances leading the receivership should Reappraise Assets the closed Bank and Company of Richmond, tonight that assets and hasten back here for an Reconstruction corporation Bronson and said after Stanley Dougherty, Reed. and John McKee, chief examiner, of the corporation. the corporation's policy of giving the have paid they were authorized submit appraisal with their formal application. they they early but they would not set time. The usual procedure at the corporation to made after submislast of the institution's showed worth of apWith the loan, they said. they could pay off the bank's obdepositors 50 cents on the dollar.


Article Text

Richmond Depositors Get Christmas Cheer In 15 Pct. Dividend RICHMOND, Dec. the form cent dividend check from the received today some 31,depositors the American Trust Company of since March by loan from the CorFrom this was deductan RFC. The Federal Reserve Bank also paid around $400,000 ness, and placed to the credit Court Richmond for and lary claims. Certain reserves alup.


Article Text

RFC Will Send Aide To Review Assets Of Closed American Bank Washington, Jan., 16 Byrd he advised by RFC directhat corporation representative Richmond immediatereview the assets the closed American and Trust Company view increase the loan to Byrd said he asked on behalf of the bank's maximum on the basis finding the the $3,500,000 which $2. was the bank the corporation in total 000 used to pay preferred liabilities. Byrd the bank's Austin Moore. Sherlock John Wilson. president and Trusts at Richmond Merriam. This afternoon they had an ap- pointment with Robert Fleming Washington. the Riggs tional Bank and chairman the federal reserve district depositors liquidation on the application for an additional Byrd said was advised by the RFC directors the granted court Richmond receivers for the period ginning January satisfactory pointedto depositors' committee the bank had approved dollars per month receiver. The original application by the 000 which the granted. said the request at instance not specific but for the securities bank might