Citizens State Bank (Winside, NE)

Episode Information

Episode UID
76128271594
Episode Type
Suspension β†’ Closure
Bank Type
state
Bank ID
7612827 routing
Routing Number
76-1282
Start Date
October 19, 1932
Location
Winside, Nebraska (42.176, -97.175)

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
48f593b4116c9050

Response Measures

None

Description

Bank had been closed since Oct. 19, 1932 and later placed in receiver; later RFC loan actions were to pay depositors rather than a reopening.

Events (5)

1. October 19, 1932 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Bank had been closed (since Oct 19, 1932) implying insolvency/financial failure leading to suspension
Newspaper Excerpt
The Citizens State bank which has been closed since Oct. 19, 1932,
Source
newspapers
2. September 28, 1933 Other
Newspaper Excerpt
Stockholders of the Winside Citizens State bank met Friday evening to choose directors in anticipation of re-opening. ... The bank will be re-opened soon.
Source
newspapers
3. November 8, 1933 Receivership
Newspaper Excerpt
The Citizens State bank ... was placed in the hands of the receiver Wednesday.
Source
newspapers
4. February 22, 1934 Other
Newspaper Excerpt
Apply For Loans To Pay Depositors ... making application for RFC funds to pay depositors of the bank.
Source
newspapers
5. June 7, 1934 Other
Newspaper Excerpt
Complete Arrangements For R. F. C. Bank Loans ... loans ... will be used to pay depositors a dividend.
Source
newspapers

Newspaper Articles (5)

Article Text

Haller to Head Reopened Bank Wayne, Neb., Sept. 28 β€”Special to The News: Stockholders of the Winside Citizens State bank met Friday evening to choose directors in anticipation of re-opening. The following were named: G. G. Haller, G. A. Mittelstadt, Henry Fleer, John Drevson of Hoskins, and Mrs. Cora Schmode. On Saturday afternoon the directors met and named these officers: President, G. G. Haller; vice-president, G. A. Mittelstadt, and cashier, O. H. Olson. The bank will be re-opened soon.


Article Text

Winside Bank in Receiver's Hands Winside, Neb., Nov. 9β€”Special to The News: The Citizens State bank which has been closed since Oct. 19, 1932, was placed in the hands of the receiver Wednesday. Every effort has been made to open the bank. The required number of waivers was signed by the depositors and new officers for the proposed bank were chosen. However, after several trips to Lincoln by local business men and officers, it was deemed necessary to place the institution in the hands of the receiver. This leaves Winside without a bank, the Merchants State bank having voluntarily closed its doors in December, 1931.


Article Text

Apply For Loans To Pay Depositors A meeting of the depositor's committee of the Citizens State Bank will be held some time this week to appraise the assets of the bank preparatory to making application for RFC funds to pay depositors of the bank. Following the appraisals of the assets application is made through Receiver E. H. Luikart at Lincoln. The government loans 80% of the amount of the appraisal but there is a possibility that the appraisal fixed by the depositor's committee and assistant bank receiver might be "shaved" somewhat. Assistant Receiver W. R. Scribner said instructions were to appraise assets on a basis of normal conditions with liquidation fixed at from three to five years. Application for such a loan was made in behalf of the Merchants State Bank several months ago, assets of the bank being appraised at $40,000.


Article Text

SETTLEMENT IS MADE, WINSIDE BANK MATTER PREFERENCE CASE AGAINST LOUIS C. MITTLESTADT IS ENDED $2,321.20 CLAIM ALLOWED Stipulation Sets Forth That Norfolkan Had No Intention to Secure Preference and No Knowledge of Bank's Condition The first settlement in nine preference cases recently filed by E. H. Luikart, in charge of the defunct Citizens State bank of Winside, against officers and customers of the institution, was effected in district court of Wayne county yesterday before Judge Clinton Chase. The case was settled when the court decreed that Louis C. Mittelstadt, Norfolk, pay to the plaintiff $667.75; that he deliver to the receiver the $2,238 note of James C. Jensen, and that there be allowed against the receiver and the assets of the bank Mittelstadt's claim in the sum of $2,321.20. In the stipulation it was pointed out that prior to Aug. 25, 1932, Mittelstadt was a depositor in the bank and owned a certificate in the sum of $2,500. At that time the certificate was due, and previously Mittelstadt had informed the bank that he wanted his money, the stipulation states. Gave Note In Payment On Aug. 25, 1932, the court was informed, the bank paid Mittelstadt for the certificate of deposit using as a part of the payment the promissory note of Jensen, on which had accrued interest in the sum of $36.82, the principal and interest amounting to $2,275.72. The stipulation further sets forth that at the time of the transaction Mittelstadt had "no knowledge of the financial condition of the bank, had no information which would cause him to believe that its capital had been impaired and that in the transaction he had no intention to secure a preference or to lawfully deprive other creditors of their proper share of the bank's assets and securities." It also states that Mittelstadt "had no intention to appropriate to his own use and benefit the said note as against the proper interests of any other depositors in the bank." Made Income Tax Report Believing the interest he collected upon the note was his, and having no knowledge that it was questioned in any manner, Mittelstadt reported it to the federal government for income taxes, the stipulation states. In the stipulation Mittelstadt stated he was ready to pay to the receiver the sum of $667.75, which he collected on the note, and deliver to the receiver Jensen's new note. Other defendants in the case were James C. Jensen, Arthur H. Schmale, Julius C. Schmode and Gottlief C. Haller, the last three being officers of the bank. Frank Warner, Norfolk, attorney for Luikart, was in court when the case was settled.


Article Text

Complete Arrangements For R. F. C. Bank Loans W. R. Scribner was in Lincoln Monday completing arrangements for R. F. C. bank loans for the Citizens State Bank of Winside and the Carroll State Bank of Carroll. The assistant bank receiver stated that the loans, which will be used to pay depositors a dividend, should be available in the near future. The money is being loaned on good paper assets of the banks and the local bank will receive approximately $35,000. This amount will mean that between a 20 and 25% dividend will be paid depositors of the local bank. Mr. Scribner was accompanied to Lincoln by his daughter, Mrs. H. L. Brune.