Bank of West Superior (Superior, WI)

Episode Information

Episode UID
8083688391164
Episode Type
Suspension → Closure
Bank Type
trust
Bank ID
808368839 hash
Start Date
December 23, 1896
Location
Superior, Wisconsin (46.721, -92.104)

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
1b3a5ef9edb03084

Response Measures

None

Description

Receiver/assignee L. A. Nichols was named; suspension followed failures of other banks.

Events (2)
1. December 23, 1896 Suspension
Cause
Local Banks
Cause Details
Suspended because of contagion from failures of the Bank of Minnesota and the National Bank of Illinois (loss of correspondent/market confidence).
Newspaper Excerpt
suspended operations this morning as a direct result of the failures of the Bank of Minnesota and the Bank of Illinois.
Source
newspapers
2. December 24, 1896 Receivership
Newspaper Excerpt
L. A. Nichols has been named as the assignee.
Source
newspapers

Newspaper Articles (19)
1. December 23, 1896 Evening Journal Wilmington, DE
Article from Evening Journal, December 23, 1896

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THE BUSINESS SITUATION. ANOTHER BANK FAILURE IN THE WEST-COMPTROLLER ECKLES THINKS IT ENDED. NEW YORK, Dec. 23.-Bank of West Superior, West Superior, Wis., failed to-day. Its capital surplus at last accounts was $100,000; undivided profits, $100,000. Comptroller Eckles wires that he believes the financial distress is now about over. Advices from Chicago conform with this, but state that after January 1 many firms will go out of business voluntarily. Dispatches from Washington this afternoon state that criminal proceedings will be instituted, should the report of the receiver bear out the statements of practices that wrecked the National Bank of Illinois. Stocks are very weak to-day, but investors were advised to buy wheat on all "soft places."

2. December 24, 1896 The Anaconda Standard Anaconda, MT
Article from The Anaconda Standard, December 24, 1896

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Another in Wisconsin. West Superior, Wis., Dec. 23.-The Bank of West Superior, capital $50,000, surplus $50,000, suspended operations this morning as a direct result of the failures of the Bank of Minnesota and Illinois, The notice of suspension stated that the cause was the Bar K of Minnesota failure, but the Bank of Illinois weakened it considerably. At the November statement the

3. December 24, 1896 Kansas City Daily Journal Kansas City, MO
Article from Kansas City Daily Journal, December 24, 1896

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Small Wisconsin Bank Fails. West Superior, Wis., Dec. 23.-The Bank of West Superior, capital $50,000 and $50,000 surplus, suspended operations this morning as a direct result of the failures of the Banks of Minnesota and Illinois. The officials say they expect to resume and pay depositors in full.

4. December 24, 1896 The Wilmington Daily Republican Wilmington, DE
Article from The Wilmington Daily Republican, December 24, 1896

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Another Wisconsin Bank Failure. WEST SUPERIOR, Dec. 24.-The Bank of West Superior, capital $50,000 and $50,000 surplus, suspended operations yesterday as 11 direct result of the failures of the Bank of Minnesota and the Bank of 1111nois. The officials say they expect to resume and pay depositors in full.

5. December 24, 1896 The Evening Herald Shenandoah, PA
Article from The Evening Herald, December 24, 1896

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Another Wisconsin Bank Failure. WEST SUPERIOR, Dec. 24.-The Bank of West Superior, capital $50,000 and $50,000 surplus, suspended operations yesterday as a direct result of the failures of the Bank of Minnesota and the Bank of Illinois. The officials say they expect to rosume and pay depositors in full.

6. December 25, 1896 The Dalles Times-Mountaineer Dalles, OR
Article from The Dalles Times-Mountaineer, December 25, 1896

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Another Bank Failure. WEST SUPERIOR, Wis., Dec. 23.The bank of West Superior, with a capital of $50,000 and a surplus of $50,000, suspended operations this morning as the direct result of the failures of the banks of Minnesota and Illinois. The notice of suspension stated the cause was the Bank of Minensota failure, but the failure of the Bank of Illinois weakened it considerably.

7. December 26, 1896 The Superior Times Superior, WI
Article from The Superior Times, December 26, 1896

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BANK FAILURES. Bank of West Superior Forced to Suspend. The National Bank of Illinois, one of the oldest and best known banking institutions III Chicago, closed its doors on Monday morning last. At the last report of this bank, which was November 30, the bank had a capital of $1,000,000, a surplus of $1,000,000. undivided profits of $450,000, and total assets, including bonds, $1,046,992. Its liabilities will be about $11,600,000. The last statement of the bank showed: Deposits, $1,175,766; loans, $,199,642; cash resources, $4,983, 202. The Bank of Minnesota, St. Paul's oldest bank, closed its doors on Tuesday. The last published statement was on Oct. 5, 1896, showed: Total resources, $3,320,369.49 Liabilities-Capital stock paid in $600,000; undivided profits, $102,783.11; individual deposits. $1,071,050,95; time certificates of deposits, $1,041,793.82: due to banks, $303'218.71; demand certificates of deposits, $101,522.90; total $3,320,369.49. The Union Stock Yards Bank, which IS closely connected with the Bank of Minnesota, closed the same day. Owing to the failure of National Bank of Illinois and the Bank of Minnesota, the Bank of West Superior was forced to close its doors on Wednesday morning. The last statement of this bank showed as follows: Loans and discounts, $106,971.98; overdrafts. $412.63; real estate assets, $53,419.40; furniture, $1,746; bonds and securities, $5,391.09; cash on hand and in banks, $22,259.90; expenses, $252; total, $180,452. Capital stock. $50,000; surplus, $50,000; deposits, $78,947; rediscounts, $1,505; total, $180.452. Of the banks assets 271 per cent. were cash. Of the cash on hand which the bank had for doing business, $22,000, $20,000 as near as can be estimated was in outside institutions. The city had $10,706.67, of which $8.557.6t was in the street bond sinking fund and $2,139.06 was in the sewer bond sinking fund. The workhouse committee has a balance of $2,000 in the bank. L. A. Nichols has been named as the assignee.

8. December 26, 1896 The Madison Daily Leader Madison, SD
Article from The Madison Daily Leader, December 26, 1896

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West Superior Bank Fails. WEST SUPERIOR, Wis., Dec. 24.-The Bank of West Superior, capital $50,000 and $50,000 surplus, has suspended op erations as a direct result of the fail. ures of the Bank of Minnesota and the Bank of Illinois. The notice of SUSpension stated that the can e was the failure of the Bank of Minnesota, but the Bank of Illinois weakened it considerably.

9. December 29, 1896 Willmar Tribune Willmar, MN
Article from Willmar Tribune, December 29, 1896

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Article Text

West Superior Bank Fails. WEST SUPERIOR, Wis, Dec 24 -The Bank of West Superior. capital $50,000 and $50.000 surplus. has suspended operations as a direct result of the fail. ures of the Bank of Minnesota and the Bank of Illinois. The notice of eus. pension stated that the cause was the failure of the Bank of Minnesota, but the Bank of Illinois weakened it considerably.

10. December 30, 1896 The Watchman and Southron Sumter, SC
Article from The Watchman and Southron, December 30, 1896

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Bank Failures. The directors of the Holliston, Mass., National bank have decided to finish up the affairs of the bank Jan. 1, 1897. after which date no more deposits will be taken. The American Banking and Trust company of Auburo, Maine, chartered in 1886, has closed its doors and has asked the court for the appointment of a receiver. The deposits and bills payable amount to $54,403, and assets nominally $130,743 The business of the institution was largely in western mortgages. The Bank of West Superior, Wis., has closed, being forced in liquidation by the failure of the Bank of Mionesota. The officials of the bank say they will resume soon and pay all depositors in full. E. S. Dreyer and bis partner, Robert Berger. of the banking firm of E. S. Dreyer & Co., Chicago, which failed on Monday, have been arrested charged with receiving a deposit knowing their bank to be insolvent.

11. December 31, 1896 The Austin Weekly Statesman Austin, TX
Article from The Austin Weekly Statesman, December 31, 1896

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WISCONSIN BANK SUSPENDS. West Superior. Wis., Dec. 23.-The Bank of West Superior, capital. $50,000, and $50,000 surplus, suspended operations this morning as a direct result of the failures of the Bank of Minnesota and the National Bank of Illinois. At the November statement the bank had deposits of $78,947. and rediscounts of $1505. The loans and discounts were $106,971: real estate assets, $43,419;

12. January 1, 1897 The Chanute Times Chanute, KS
Article from The Chanute Times, January 1, 1897

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A West Superior, Wis., Bank Closed. WEST SUPERIOR, Wis., Dec. 24.-The Bank of West Superior. capital $50,000 and surplus $50,000, suspended this morning as a direct result of the failares of the banks of Mrs 1sto and Illinois

13. January 2, 1897 The Bottineau Courant Bottineau, ND
Article from The Bottineau Courant, January 2, 1897

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West Superior Bank Fails. WEST SUPERIOR, Wis., Dec. 24-The Bank of West Superior, capital $50,000 and $50,000 surplus, has suspended operations as a direct result of the failures of the Bank of Miunesota and the Bank of Illinois. The notice of suspension stated that the cause was the failure of the Bank of Minnesota, but

14. January 7, 1897 Shepherdstown Register Shepherdstown, WV
Article from Shepherdstown Register, January 7, 1897

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# BAD BUSINESS. The past two weeks have not been exactly what the gold standard orators promised as a result of the election of Major McKinley President and the triumph of "honest money" principles. On the contrary, the developments show that the financial condition of the country is not gilt-edged by any means, and there is a feeling of uneasiness in the business world and a spreading belief that the gold standard is not all that its friends tried to prove it. The record of broken banks is a startling one. We have heretofore referred to the failures of some of the oldest and largest banking institutions in Chicago. St. Paul, Minnesota, has also passed through a panic from the same cause. Last Saturday three State banks went under, and Monday of this week the Germania, the Allemania and the West Side banks in that city failed, and runs were made on other banks. The excitement has been allayed, but the situation is critical there. Saturday there was a bank failure at Fargo, N. D., Omaha, Neb., and Denver, Col. The Commercial National Bank of Roanoke, Va., has also gone to the wall, and others in the same list the past two weeks are the Merchants' National at Devil's Lake, N. D., the Calumet at Chicago, one at Superior and one at West Superior, Wis., the Atlas National of Chicago, and the Farmers' Trust at Sioux City, Iowa. Many manufacturing and business concerns in various parts of the country have also collapsed, among them being the failure of Isaac Prager & Son, of Parkersburg, this State, whose liabilities will run up into the hundreds of thousands. One of the distressing features of the present situation is the number of suicides of bank officials, men who, feeling disgraced by the failure of their banks, or in remorse at their own wrong-doing, having taken their own lives. Richard Cornelius, cashier of the National Farmers' and Planters' Bank of Baltimore, was on Monday found to be a defaulter to the amount of over $40,000, and when he saw he could no longer hide his crime he went out and drowned himself. He was regarded as one of the most upright men in Baltimore. The bank is solid and well able to stand the loss. Last Saturday Henry Husted, cashier of the National Bank of Liberty, Ind., hanged himself. The same day W. A. Hammond, cashier of the collapsed National Bank of Illinois, drowned himself in Lake Michigan at Chicago. Otto Grosmandorff, another banking official affected by the same failure, blew his brains out with a pistol. President-elect McKinley is no more to be blamed for these failure and the consequent troubles than Mr. Bryan would have been had he been elected. Nor is the Republican party any more responsible for dishonest bank officials than the Democratic party. Yet these occurrences point unmistakably to the truth of the assertions of the free silver advocates that there is something wrong with the financial system of the country, and it will be hard to persuade the people that the gold standard is the panacea for our monetary and commercial evils. In a speech some time ago Senator Stewart said "the gold standard is driving unnumbered people to poverty, despair, degradation and suicide." He spoke like a prophet.

15. January 8, 1897 The Chanute Times Chanute, KS
Article from The Chanute Times, January 8, 1897

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NEWS IN BRIEF. Henry D. Purroy and his political following have deserted Tammany to fight Sheehan. Ella Eager threw herself under her husband's engine. and was ground to pieces at New Haven, Conn. Carlos A. Miller, an American engineer, is in prison in the City of Mexico on a trumped up murder charge. C. A. Walsh of the Democratic national committee is in Idaho working for the re-election of Senator Dubois. Senator Thurston, in a speech before the Chautauqua circle at Omaha, declared for Cuban recognition, war or or war. Comptroller of the Currency Eckels says that he feels no apprehension` over the bank failures which have occurred of late. President Cleveland has included the officers and employes of the federal "pen" at Fort Leavenworth under civil service rules. Father Shaw, assistant pastor of the Holy Angels' church, St. Louis, was held up in his rectory and robbed by a stranger in the afternoon. Three business men were held up by two robbers in an elevator in Chicago in broad daylight. One was relieved of a satchel containing $540. Mrs. Robert Howard, Madrid, Iowa. told her husband she was going to church, then went riding with John Slick, and was killed, he says, accidentally. California fruit growers are going in force to Washington to plead for higher duties and southern boards of trade are uniting in demanding higher rice duties. W. B. Cowen was sent to the Lansing, Kan., pe* from Guthrie, Okla., for six years for stealing a cow. while Pat Johnson. for assault with intent to kill, got off with three years. When the silk and cotton manufacturers had their inning before the house, ways and means committee all argued against ad valorem duties and asked a higher tariff with changes in classification. Wanamaker has publicly attacked Quay, saying he is a disgrace to Pennsylvania. Mr. Wanamaker also declares that without good times within four years changes will come which all the world will feel. Republican club of New York refused to endorse the candidacy of Joseph H. Choate for United States Senator. Union Republican club of Brooklyn and the Progress Republican club of New York adopted resolutions endorsing Thomas C. Platt for Senator. Columbia National and Washington State banks, Minneapolis, Minn., have been forced to close. Carbonate National bank of Leadville is going into Commercial National. liquidation. Roanoke, Va., closed. Farmers' Trust company, Sioux City, Iowa, has gone under. Bombay's plague is increasing. Theosophists are to have a temple in California. Bank of West Superior. Wis. suspended because of a run. Governor Bradley of Kentucky will resign because of failing health. A Guthrie, Okla., admirer of McKinley sent him a handsome ebony goldmounted cane. Tom Platt has declared war on Joseph Choate, republican senatorial aspirant in New York. Bryan declined to attend a silver democratic banquet at Indianapolis, Jackson's day. Julio Sanguilly, an American citizen. has been sentenced for life for conspiracy at Havana. Gomez and his insurgent army are moving westward and concentrating in Santa Clara. Li Hung Chang's visit to England and America has resulted in a determination to Anglicise China. Kentucky's electoral vote will go 12 for McKinley and 1 for Bryan, contests having been withdrawn. La Patrie, a Montreal paper, defies the Catholie church and calls on all Liberal Catholics to revolt. Miss Anna N. Stephens. of Denver, is lying speechless and paralyzed, result of sandbagging by foot pads. James Errison, Tacoma, Wash., had his wife arrested for holding him up and robbing him on the highway. Captain William P. Barlow, secretary of the ex-Confederate Home Association, of Missouri, is dead in St. Louis. In a landslide at Ratsmore, England, laborer's house was overwhelmed a and the man, his wife and seven children buried. Allen Heuse Downen, a Denver footpad, will be hanged the third week in January for the murder of Joel G. Ashworth, June 27. A landslide entirely destroyed the village of Santa Ana de Palago, Italy, demolishing 118 houses and rendering 130 families homeless. Double-decked ferry boat New Brunswick, owned by the Pennsylvania Railroad company, was burned to the water's edge at New York. Loss, $120,000. The safe in the postoffice at Hays City, Kan.. was blown open with dynamite and robbed of $400. The burglars were captured. The Pasteur treatment to prevent failed in of eight persons a hydrophobia three out the bitten cases by of is mad dog. Two are dead and one dwince

16. January 14, 1897 Barton County Democrat Great Bend, KS
Article from Barton County Democrat, January 14, 1897

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idea-that build a house you should first put up the parlors and receptions rooms, and afterwards the foundation, the cellar and the kitchen? Is the gold-standard theory of adopting a system of finances that the bankers and monied men want, regardless of what the PRODUCERS, the LABORERS-the foundation of all national prosperity-needs, thus far proving a good thing for the country? Here is a record of failures for the 15 days ending January 4, 1897: Dec. 21-National Bank of Illinois, Chicago. Dec. 21-Roseland Bank, Chicago. Dec. 21-E.S Dreyer & Co. Chicago. Dec. 21 -Wusmansdorff & Heinemann, Chicago. Dec. 22-Bank of Minnesota. St. Paul. Dec. 22-State Bank of St. Paul. Dec. 22-Union Stock Yards Bank, St. Paul. Dec. 23-Chicago Bank, West Superior, Wis. Dec. 23-Bank of West Superior, West Superior, Wis, Dec. 23-American Banking and Trust Co., Auburn, Me. Dec. 28-Dime Savings Bank, Chicago. Dec. 28--Atlas National Bank, Chicago. Dec. 28-Scandia Bank, Minneapolis. Dec. 28-Bank of Superior, Supe rior, Wis. Dec. 29-Columbia Bank, Minneapolis. Dec. 29--Washington Bank, Min8 neapolis. i Dec.29--Commercial National Bank, D Va. Dec. 30-Northern Trust Company, r Minneapolis. Dec. 30 Bankers' Exchange Bank, 1 Minneapolis. . Dec. 30 Northwestern Loan and e Building Association, Minneapolis. Dec. 30 Commercial Bank, Selma, Al. Dec. 30 Farmers' Trust Company, Sioux City, Iowa, y t Jan. 4 Germania Bank, St. Paul. y Jan, 4 Allemania Bank, St. Paul. r Jan. 4 West Side Bank, St. Paul. it Jan. 4 Minnesota State Savings e Bank, St, Paul. Jan. 4 Citizens' National Bank, r. Fargo, N. D. d Jan. 4 City Bank, Nora Springs, If Iowa, a Total amount reported, $21,354,779 c OTHER HOUSES DRAGGED DOWN BY THE e CRASH, of Dec, 22 Angus & Giudele, contract rors, Chicago. of Dec. 23 American Brewing and Y, Malting Co., Chicago, Dec. 23 George A. Weiss Malting Co., Chicago. Dec. 23 George A. Weiss, Chicago r. Dec. 28 Excelsior Machinery an t, Belting Co., Chicago, st Dec. 29 Western Paper Bag Co. iBatavia, III. a Dec. 29 Appleton Manufacturing be Co., Van Nortwick, III, ch Jan. 4 Snow & Earl Co., druggist ct supplies, Providence, R. I IJan. 4 L. W. Alet & Co., wholesal ojewelers, Chicago, Ill. SUICIDES CAUSED BY THE BANK FAILURES if Otto Wasmandorff, head of th " banking firm of Wasmandorff & Heine of mann, of Chicago, shot himself in tha of city. Suicide due to worry over th I's failure of his firm, which occurred o December 21. ry George A. Wilkins, vice president o the suspended Commercial Bank, o ds Selma, Ala., shot himself on Decembe 31, in front of the altar of St. Paul'

17. June 17, 1897 Mineral Point Tribune Mineral Point, WI
Article from Mineral Point Tribune, June 17, 1897

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EXAMINER KIDD'S FOURTH SEMIANNUAL REPORT. BIG INCREASE IN DEPOSITS Since December There Has Also Been a Healthy Growth in Loans-Depositors May Get no Dividend From Superior State Trust & Saving Bank and Eau Claire Commercial. Bank Examiner E. I. Kidd submitted his fourth semi-annual report to the governor Monday. He says that the whole number of institutions under his charge is 286, divided as follows: State banks, 130; private barks, 107; savings bank, 1: building and loan as sociations, 48. The aggregate authorized capital of the state banks is $6,558,700, and the reported capitalization of private banks, $1,125,986.26. The total assets of all the banks was $42,062,136.14, of which $11,034,205.92 represents moneys of all kinds, and The examiner says: "The work of making the regular annual examinations of these institutions is in progress at the present time and will be completed before July 3 next, the close of the year. The new banks organized with name, location and capitalization are as follows: "State Banks-Meinhard bank, Burlington, $25,000; Farmers State bank, Darien, $25,000; Bank of Hudson, Hudson, $25,000; Commercial State bank, Medford, $25,000 "Private Banks-Merchants & Savings Bank, Kenosha, no capital: Victor E. Huntzicker. Neillsville, $20,000. "The capital stock of the following banks vas, upon application of the stockholders, reduced by act of the legislature as follows: Citizens bank. Whitewater, from $75,000 to $50,000: German American bank, Oshkosh, from $150,000 to $100,000 "The following banks have gone out of business: Exchange bank, Alma Center: Exchange bank. Hixton. "The total number of banks which have suspended since the last report is four. as follows: Bank of Superior, Superior: Bank of West Superior, West Superior: State Trust & Savings bank. West Superior: Commercial bank. Eau Claire. The aggregate assets and liabilities of these institutions at the time of failure was $476,790 with an aggregate amount due depositors of $282,028.15. I am informed by the receivers of the two first named banks that while the process of closing up the business will be slow there is a reasonable certainty of the depositors being paid in full. An examination of the State Trust & Savings bank of West Superior made by myself on the 5th of February. showed that its capital was impaired to an extent which seriously jeop-

18. February 9, 1898 Watertown Republican Watertown, WI
Article from Watertown Republican, February 9, 1898

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ASK HIS DISMISSAL. Creditors of Superior Bank Dissatisfied with the Receiver. West Superior, Wis., Feb. 4.-[Special.]-Creditors of the Bank of West Superior have petitioned the circuit court for the dismissal of Assignee Nichols of the bank and the request that a receiver be appointed in his place. It is alleged that I. W. Burhans, the leading stockholder in the bank, transferred most of his stock in the bank to H. W. Nichols shortly before the assignment to avoid stockholders' liability and that this step helped to bring on the insolvency, and that Assignee Nichols knew of the transfer and conspired with Burhans in the matter. The answer to the complaint denies all of the charges. The matter will be heard before Judge Vinje of the circuit court.

19. September 27, 1902 The Superior Times Superior, WI
Article from The Superior Times, September 27, 1902

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W. F. Aibright has moved into the cottage No. 248 West Seventh Street. Mr. and Mrs. John Cloran returned to their home in Illinois, Tuesday last. The public schools in the city opened Monday with nearly 4,500 pupils in attendance. The Northwestern National Bank has been consolidated with First National at the West End. Now let Wisconsin Republicans pull all together, for the who e ticket, and thereby get into line for 1904. Patrick Lynch has been promoted to captain of the East End fire depart ment. A good appointment. Edward Frye of W. 5th Street has been taken to the Insane asylum at Vendota by Sheriff Somner. The ladies of St. Francis Xavier church are preparing to hold a bazaar in the week commencing October 20. The young people of the First Presbyterian church joined with the Hammond Ave. church in a musicale last evening. Oboo M Pratt of Suratogi Spring N. Y. president of the Albany Realty Co., of Superior, arrived in this city Wednesday. Capt. Thomas Richardsou, owner of the steamer "Bloomer Girl," died at his home in Milwankee, early Sunday morning after a short illness. Assignee Nichols of the defunct Bank of West Superior is ready to pay the last dividend of 25 per cent making a total to the creditor of 75 per cent. Ex-Captain Olaf Johnson, who has been assigned to a run on the Omaha fast mail between Duluth and Rice Lake. He will retain his residence in this city. The Boston Store is nearly repaired, and Mr. Erlanson expects to open up for business at the old stand on Tuesday next. He was in St. Paul this week after new goods. Six hundred hunting licenses have been issued this season to date. Many hunters and woodsmen advocate a law prohibiting the use of rifles in hunting games, especially the long range guns. George Mason driver of the fire engine, Charles N. O'Hare, resigned his position Monday after seven years faithful service on the East End fire department. It is said that he will take Horace Greeley's advice and go west. The engagement of Miss Ethel Pattison, daughter of Mr. and Mrs. Martin Pattison, to Harry White Fisher, of Ely, Minn., has been announced. Tue ceremony will take place Oct 8, and "at home" cards have been issued after December 1, at Ely. The Allouez ore docks for the first time this season were this week looking around for men. Business there is rushing to such an extent that larger crews are needed to keep the docks cleared for the trains. The wages paid are 82 for day work and $2.25 for night. The long Northern Pacific railroad trestle Idading to the Daisy mill dock is being filled with gravel by Whitney Bros. who have the contract for the work. This trestle is 3,600 feet long It has been in bad condition for some time, last spring an engine going through into the bay.