Third National Bank (Baltimore, MD)

Episode Information

Episode UID
81401250
Episode Type
Suspension β†’ Reopening
Bank Type
national
Bank ID
8140 national
Charter Number
814
Start Date
February 6, 1904
Location
Baltimore, Maryland (39.290, -76.612)

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
dc3ed67de2007333

Response Measures

None

Description

Suspension was a state-imposed holiday following the great Baltimore fire; banks resumed later in February.

Events (4)

1. February 17, 1865 Chartered
Source
historical_nic
2. February 6, 1904 Suspension
Cause
Government Action
Cause Details
Governor Warfield proclaimed a banking holiday/suspension of payment of protestable paper beginning Feb. 6 following the great Baltimore fire.
Newspaper Excerpt
Under Governor Warfield's proclamation the enforced payment of protest-able paper has been suspended from Feb. 6
Source
newspapers
3. February 24, 1904 Reopening
Newspaper Excerpt
The holiday period for Baltimore as fixed by Governor Warfield has expired and the local banks will resume business today in all branches for the first time since the conflagration. The banks in this city resumed business Tuesday, in all their branches for the first time since the fire.
Source
newspapers
4. January 31, 1911 Voluntary Liquidation
Source
historical_nic

Newspaper Articles (12)

Article from Bismarck Daily Tribune, October 21, 1903

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NO FURTHER FAILURES. Baltimore Financial Institutions Continue Business. Baltimore, Oct. 21.-All the banks and other financial institutions in Baltimore were opened promptly at the customary hour of 10 o'clock and those who may have had any fears that the beginning of the monetary day would be signalized by the announcement of other trust companies following in the wake of the Maryland and Union companies were agreeably disappointed. Not only did every institution open but among local financiers generally there was a uniform expression of confidence that no other suspensions are now probable and that what ever of panicky feeling was manifested the previous day has practically disappeared. It is true, however, that while the financiers themselves and the brokers and bankers around South and German streets maintain an air of serene confidence, there is a degree uneasiness in the popular mind expected that this feeling may a more voluminous withdrawal of ieposits during the day than usual. But there is no reason for anticipating that there will be anything like a run on any of the banks.


Article from Iron County Register, October 29, 1903

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PANICKY FEELING OVER. All Financial Institutions in Baltlmore Open For Business and No More Suspensions Probable. Baltimore, Md., Oct. 21.-All the banks and other financial institutions in Baltimore were opened promptly at the customary hour Tuesday. Among nanciers generally there was a uniform expression of confidence that no other suspensions are now probable and that whatever of panicky feeling was manifested yesterday over the failure of the Maryland and Union companies has practically disappeared. The sentiment during the whole day has been optimistic, and in the closing hours there was evidently not a member who feared further trouble. Another incident that gave confidence was an inquiry from the treasury department at Washington asking if the national banks needed assistance.


Article from The Washington Times, February 9, 1904

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OUTSIDE BANKS TO AVERT PANIC Hundreds of Thousands in Buried Vaults. NEW YORK OFFERS ITS AID Clearing House Extends Unlimited Credit and Funds to Baltimore Business Interests. BALTIMORE, Feb. 9.-Buoyancy was supplied to the situation among the bankers and the moneyed interests of the city today by the zeal and readiness displayed by banks and financial institutions in other cities to lend aid in any sum. An offset to the temporary paraylsis produced by the destruction of fourteen banks and the temporary withdrawal from circulation of hundreds of thousands of dollars which is in vaults that are buried in the debris, came when the clearing house met this morning.* Unlimited Credit. A dispatch received from the New York clearing house was read. The New York institution offered to give the Baltimore banks unlimited credit and funds. Following this, Craig Colgate, representing Halsey & Co. and the First National Bank of New York, arrived in the city. Mr. Colgate immediately sought Mayor McLane, and said to him: "Mr. Mayor, I am empowered to lend to the city any sum you need up to $1.000,000. You may have it on demand, and keep it as long as you like." Mayor McLane expressed his appreclation of the proffer and promised to avail himself of it if necessary. The Banks Burned. Among the banks which were burned are the National Exchange, National Marine, Mechanics' National, Merchants' First National, Third National, Farmers and Merchants'. and the Union National Plans are being laid to begin the work of resurrecting the bank vaults and recovering the treasures within them. This task can hardly be begun before tomorrow. By that time the ruins probably will be sufficiently cooled to permit of excavation operations.


Article from Evening Star, February 11, 1904

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S BUSY Money is Pouring in for Business Resumption. , GEN. RIGGS EXPLAINS PLANS FOR REBUILDING ALONG MODERN LINES Composite Estimate of Loss Placed at $85,000,000-No Troops Sent to the City Yet. Special Dispatch to The Evening Star. BALTIMORE, Md., February 11 -Phoenix-like Baltimore will arise from its district ashes, and in a few years the burned will again be a scene of great activity. For the past three days the population has been dazed by the appaling catastrophe. The people could not come to realization that the mainspring of the city's commercial and financial world had been destroyed. Now, however, the realization has come and with it a determination to restore and the city's eminence as a commercial financial center. Already a number have of leading merchants and amnufacturers commissioned architects to draw up plans for new structures. In some instances with contracts have already been signed builders. Thousands for Clearing Work. The work of clearing away the debris be proceeded with as rapidly as poswill sible. Arrangments are now being made put by the building inspector's office to burned of men to work in the district. thousands The Baltimore and Ohio, NorthCentral and Philadelphia, Baltimore engaged ern and Washington railroads are now into in laying temporary tracks running running district, for the purpose of great the which will be loaded the gondolas of on wreckage. This debris will and be carried mass to points yet to be designated unloaded. there the intention of the city officials city to It is first that portion of the bounded clear up by Baltimore street on on the the north, east on the south, Holiiday of about Pratt on the west, an area were 10and Liberty Within this section and 300 acres. the principal wholesale houses the first cated and they will be given that the factories, to rebuild, in order motion opportunity of progress may be set in again wheels at the earliest opportunity. Wholesale Traders Busy. Many of the larger wholesale southern houses, trade, secured offices just as have which already have supply an enormous their customers and never are in oc- a position expeditiously to as if the fire had curred. stated by a prominent wholesaler condition today It was that the larger firms once. are and in while the to meet cannot all orders be supplied at here they facility will be rushed goods through with the element greatest lies in the Another encouraging have given asthat the underwriters will be paid in fact that all the losses trepidasurance There had been considerable assurance full. point, and when that came tion on it this had much to do with restoring of confidence. feeling too, the wealthy men of the for city reThen, to give liberally the show a disposition sum is now at lief work, and large The financial situation, mayor's is brightening, disposal. and confidence in that too, direction is being restored president of the Mr. John Mechanies B Ramsay, Bank, and one of The the foremost National financiers of the city, said to Star correspondent today: into Money Pouring Into City. city to meet in general the "An men abundance and the all of community money current is needs. pouring Tempo- Business at once dispel all anxiety. by all the should rary offices are being were opened wrecked, and in so banks whose homes far as the banks Until few days business, will go on as before be outthe vaults is being obtained opened, are a concerned, money in the different banks from can has of-town sources City Bank of New York, the "Why, bank it offered to the supply need. every My bank here received all and money it may from New York, will all be banks are doing the quarters. $1,000,000 yesterday Other paid out from our temporary anxiety same thing. there is considerable the question of "I know men on occasion among business money, but there is no As an inmight getting for this lack of confidence. cite the Philadelphia, railroad. stance, Baltimore I and Washington to me Tuesrepresent ative came we going to Their asked 'Where are ddesday? money for our pay office, I day get Right and here at our temporary day replied. Suspension Order Causes Uneasiness. anxiety orig"I suppose this governor's feeling of ten-day legal from the That action was inated proclamation phases of holiday the legal have only to cover might taken sactions that could get financial transac until the banks quarinto working to be delayed shape in temporary finanters. there need be no fear coming of a into "No, stringency. Millions insurance are companies cial fire merwill expedite Then, too. of chants the city. to resume The payments rapidly out-of-town to enable capital mil- of lions of attracted dollars by the opportunity offices, builderecting will be new structures, and manufacturing arehouses dest royed ones. I ings, to replace the great disaster, but "The fire effect a great not one of here. of believe plants enterprise it will was mournful I am view awakening big the situation. of those who take There a is going to be a district burned there will boom. "In rebuilding ortunity the for the city to into put section. be an execution The old plans with ramshackle for modern beautifying build- structhat will be replaced Baltimore will rise deings and thus a new I think all the stroyed sites there tures, from the area ashes. will Do be are quickly too valuable rebuilt? to Certainly; long unoccupied." Mr. remain Fire Will Prove a Blessing by herein men. The views reflect expressed those of other and, prominent indeed, bankers Ramsay and those business who now regard disguise. the They conthere are blessing in into flagration as Baltimore had fallen ostastrophe rut, ergue and that that just such a


Article from The Savannah Morning News, February 11, 1904

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MEN OF ACTION RALLY TO THE AID OF BALTIMORE DECIDED TO ASK THE GOVERNMENT FOR FEDERAL TROOPS MILITIAMEN ARE BANKS AND INSURANCE MEN HARD AT WORK. NOW WORNOUT DESTROYED THE ORUISER VARIAG AND THE GUNFinancial Efforts Made for the ReKORIELZ. lief of Baltimore. Baltimore, Md., Feb. 10.-FinanSituation in the Stricken City Has cial institutions are to-day busily engaged in carting their securiBegun to Clear Visibly-Important ties and funds to temporary offices Conference Was Held-Necessary SSO-JAPANESE WAR outside the confines of the burned disto Get the State's Consent for Fedtrict. By 8 o'clock express wagons first twenty-four hours of the war with Japan show and other available conveyances were eral Troops to Do Duty-People way or another and that the Japanese did not lose a backed up to banks and trust comAre Encouraged by the March of pany buildings, preparatory to removing all books, papers, funds, etc. Events. Arthur. One national bank was opened toArthur. Baltimore, Feb. 10.-The situation in day, and it was found that all the Arthur. stricken Baltimore began to visibly securities and money were as safe as at Port Arthur clear to-day after a conference at the on the day they were placed in the vault. Belvidere Hotel between Mayor McLane, a special joint committee of the Building Inspector Preston was a Legislature and a delegation of promivery busy man to-day, owing to the nent business men. This conference clamor for permits by large business Corea. emuipo, was arranged with a view of meeting and financial houses to rebuild. To the Corea. for a practical way the awful exigency Associated Press Mr. Preston said: Orel, Peresviet, Probieda. Sebastopol, Patropavlovsk; which this community now faces. "The spirit shown by those who sufGromovoi, Rossia, Rurik and Bayan are left at or near At this meeting, besides the Mayor, fered by the fire is truly remarkable. there were present influential members Without waiting to have their insurance adjusted the business and finanof the state law-making body. the board of public works, a dozen bank cial concerns are ready and anxious to presidents, former Governor Smith, go ahead. I am compelled, however, HAY WAS ACTING ON United States Senator-elect Rayner, to withhold all permits for building TAKEN. HINTS OF COMBATANTS. purposes within the fire lines for sevand several of the leading citizens. The supreme question to be decided eral days. The burned territory is too Was Variag It Was Known They Desired the LoCapdangerous for any large force to work was that of calling upon the national calization of the War. Destroyed. in the buildings now." government for soldiers to take the Feb. 10.-A cableWashington, Feb. 10.-Having reMr. Preston is engaged in clearing places of the two state militia regiPress from ociated ceived enough favorable replies to inall the streets that run through the ments, now doing police duty in the that the Russian sure the concurrent action of Eurofire district. All loose walls that can burned district. The constitution of was to reported pean powers in his endeavor "to lobe safely razed with ropes are being Maryland requires that no such reat Chemulsterday taken down by the laborers. All other calize within as small an area as posquest can be made of the President, exwas fleet, sible the hostilities in the Far East walls that are dangerous will be blown captured cept by authority of the State Legisdown with explosives. and to insure over as much of China lature. The Legislative Committee that states in Stick to Estimates. as possible her neutrality,' Secretary was present to hear the views of the vessels damHay to-night addressed notes to RusInsurance men seen to-day as a rule Mayor and officers of the city on that at Port attack sia and Japan, inviting their co-operstick to the estimates made yesterwere vessels point. ation in this endeavor, and announecapday on insurance losses, There is still ing that the United States stood stalA brief discussion showed the belief at that Nagasaki wartly for this principle. a wide difference of opinion among of those present that this is not a time at arrived HarIt was known in advance that both them. A minority express the belief for sentiment as to the ability of the the of Russian the combatant powers desire the lothat when all the adjustments have calization of the war. state to take care of itself. and that been made, the insurance companies the United States soldiers were needwill not have to pay more than $60,ed and needed at once. On this score, 000,000, while others think that $100,it was shown that the militiamen were 000,000 will not more than cover the already much exhausted by their long insurance. Between $80,000,000 and continued sentry duty, that they $90,000,000, however, is the prevailing should be relieved in order that they estimate. might return to their several vocations, A number of large vaults and safes and that the militia on active duty is were opened to-day and in each of costing the state $50,000 a day. them the contents were found to be Committee Promised Support. in good condition. Four hundred thouMayor McLane was particularly insand dollars in coin and legal tender sistent that to efficiently guard the notes was taken from the vaults of the hundreds of millions of treasure that Third National Bank and sent to the lie buried beneath the smouldering vaults of a bank outside the fire disruins called for the strong arm of the trict. A heavy guard of soldiers acfederal soldiers. The announcement companied the money. of the legislative committee that it The bankers of the city are doing would recommend at once the imtheir best to help the financial situamediate passage of the necessary restion, some of the burned-out banking olution was received with pleasure by houses resuming business in a small the officers and business men present. way at their temporary quarters. Most There is every assurance that a. naof the checks for small amounts pretional cordon around the devastated sented to-day were cashed, but those region will inspire a feeling of hopeful for large sums were not paid in full. confidence in the future. Sympathy and Aid Offered. Mayor McLane's announcement that Telegrams, letters and resolutions ofhe will appoint an emergency commitfering aid or sympathy are still being tee of citizens to act as an advisory received at the Mayor's office. Among board of municipal officials, is a great them was a cablegram from Liverpool step forward in the way of putting announcing that at a representative the situation upon a practical, busimeeting of the tradesmen of that city nesslike basis. a resolution was unanimously passed There is no doubt that within the tendering the sympathy of that city to past twenty-four hours the business the citizens of Baltimore. A letter from Japanese squadmen of Baltimore have been aroused the local German consul was also reat is Korielz, in an extraordinary degree to the imceived, in which he stated that he had It one of is portance of doing everything possible the been directed by Baron Von Rheinbato keep their trade advantage from which ben, Imperial Secretary of State of Gervolume of slipping away. Merchants and bankmany, to extend the sympathy of the and high ers have been conferring to-day on German empire. the is tide thirtythis subject, and the prevailing conThe insurance underwriters put in a trade chief of Continued on Fifth Page. Continued on Fifth Page.


Article from The Semi-Weekly Messenger, February 12, 1904

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men seem today as a rate to stick to the estimates made yesterterday on insurance losses. There is still a wide difference of opinion among them. A minority express the belief that when all the adjustments have all been made, the insurance companies will not have to pay more than $60,000, 000. while others think that $100,000,000 will not more than cover the insurance. Between $80,000,000 and $90,000,000, however, is the prevailing estimate. A number of large vaults and safes were opened today and in each of them the contents were found to be in good condition. Four hundred thousand dollars in coin and legal tender notes was taken from the vaults of the Third National Bank and sent to the vaults of a bank outside the fire district. A heavy the guard of soldiers accompanied money. The bankers of the city are doing their best to help the financial situation, some of the burned out banking houses resuming business in a small way at their temporary quarters. Most of the checks for small amounts presented today were cashed. but those for large sums were not paid in full. OFFERS OF AID. Telegrams, letters and resolutions offering aid or sympathy were still being received at the mayor's office. Among them was a cablegram from Liverpool announcing that at a representative meeting of the tradesmen of that city resolution was unanimously passed tendering the sympathy of that city the citizens of Baltimore, A letter from the local German consul was also recelved in which he stated that he had been directed by Baron von Rheibaben imperial secretary of State of Germany, to extend the sympathy of the German Empire. The insurance underwriters put in a very busy day, perfecting their organization and preparing to get at the work of adjusting the losses. About a dozen "loss committees" were appointed and tomorrow these will get to work adjusting the insurance. The insurance companies are also cooperating with the bank people in their efforts to relieve the financial situation. The largest companies and some of the smaller ones. too, have decided to mediately pay fifty per cent. of amount of the claims presented to them where the loss was total or nearly so, leaving the remainder to be paid after the insurance has been finally adjusted. A few small claims were paid by some companies today. The local firemen were considerably alarmed about 1:30 p. m. today when in responding to an alarm from the residential section. they saw fire issuing from the roof of the home of the late John E. Hurst, on Cathedral street. The disaster of February 7 started in the business house of John E. Hurst. The fire proved to be burning of soot in a chimney and was extinguished be. fore damage was done. The police tonight captured John Butts and George Cave. of Philadelphia. Butts is alleged to have sand-bagged a bank runner in Philadelphia in 1898 and is also said to have had experiences in Washington JACKSONVILLE OFFERS AID. Jacksonville, Fla., February 10.-At the regular meeting of the Jacksonville board of trade today the action of the president of the board on sending the following telegram to the Baltimore chamber of commerce was approved. Jacksonville, Fla. February 9. Charles C. MacGill, President of the Chamber of Commerce, Baltimore, Md. We extend the sympathies of our organization to your people. Can well be of any assistance? Would like to present the matter at our regular meeting tomorrow. (Signed.) C. E. GARNER. President. Jacksonville Board of Trade. No answer has yet been received to this telegram or to the telegram from the mayor of Jacksonville to the mayor


Article from The Minneapolis Journal, February 12, 1904

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# Council Will Meet To-night to # Consider This and Other # Matters. # Banks Resumed Business This # Morning and Paid All Checks # Presented. # Insurance Companies Have Now # Paid $10,000,000 in Losses # -More Ready. Baltimore, Feb. 12.β€”Baltimore is gradually resuming its normal condi- tion. All the banks opened to-day in their temporary quarters, at the usual banking hours, well supplied with funds to meet the demands for weekly pay rolls and for all ordinary needs of those who have money on deposit. Hundreds of depositors presented checks, and all were promptly cashed. Monday the regular clearings will begin, and general banking operations will be resumed. The vaults of all the national banks in Baltimore have now been opened, the last one having been inspected to-day, and in each the contents were found to be safe. To minimize the hardships under which the inhabitants now suffer, Mayor McLane and his municipal associates have decided temporarily to suspend the collection of taxes and water rents, it having been discovered that the city has enough money on hand, the result of large collections in January, to meet all requirements for some time to come. The mayor has called a special session of the city council to-night to consider legislation as to a realignment of public thorofares in the burned district and the reconstruction of public buildings. # Insurance Claims Paid. Several insurance claims were paid to-day and leading agents here say that at least $10,000,000 has already been paid out and that many millions in checks have been received here and are now on deposit ready to be paid out after some partial adjustments have been made. The big companies have deposited a much larger amount in New York subject to the order of agents. Squads from the street cleaning department started into the burned dis- trict this morning and the work of pulling down walls, removing debris and digging out safes was resumed. Marshal of Police Farnam reports that there have been fewer cases of robbery or lawlessness in the city since the fire than before, so well is the city patrolled. # Message From the Pope. Among the messages of sympathy received was a communication from Mgr. Falconi, the apostolic delegate at Washington, containing the following from the pope: His holiness, deeply moved by the news of the great calamity which has recently visited the city of Baltimore, desires your excellency to convey to the honorable mayor and the people of Baltimore his sincere sympathy. He prays that they can stand the severe loss their city has suffered, and that it will continue to pro- gress. -Cardinal Merry del Val. # No Outside Aid Needed. At a conference held to-day between the mayor and the citizens' committee it was decided that no call would be made for outside as- sistance. If it is found necessary later on the municipality will float a loan to meet all needs.


Article from Aberdeen Herald, February 18, 1904

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FOR A BETTER CITY BALTIMORE'S CROOKED STREETS TO BE STRAIGHTENED. No Building Permits to Be Issued Until Plan for Re-alignment Is Adopted---Business Being Resumed in Temporary Quarters-Banks Opened. Baltimore, Feb. 15-It is announced by the mayor and comimttee on public safety that no building permits will be issued until a plan is adopted for the realigning of certain thoroughfares whose crookedness and narrowness have long constituted a blemish as well as an embarrassment to municipal growth. The mayor and committee on public safety are resolved that shells of buildings shall not be run up between fireprooff structures as in the past to serve as a standing invitation to flames. The business situation appears brighter than at any time since the great catastrophe. Shaw's Prompt Action. Secretary Shaw's splendid response to the call for currency has excited the admiration of all financiers. By his prompt action all obstacles were swept away and the sub-treasury is able to furnish any amount of money in any denomination required. One bank had $500,000 transferred by wire from New York, and large sums have been secured by several banks. Secretary Shaw's arrangement to transfer money by telegraph to Baltimore from all cities having sub-treasuries will probably be made permanent. A new York insurance company has offered to lend $2,000,000 at 1-2 per cent in Baltimore for building purposes. The task of clearing the piles of brick, mortar and rubbish from the streets in the fire scourged district is being pushed forward energetically. The work of emptying the safe deposit vaults in the ruined buildings has progressed rapidly. This is being done with extraordinary precautions. An escort of cavalry accompanies the wagons in which the treasures are hauled. All local courts have resumed business. Banks Are Opened. A signal proof that Baltimore is gradually resuming its normal condition is strikingly illustrated by the circumstance that all the banks opened in their temporary quarters at the usual banking hours, supplied with funds. Hundreds of depositors were at the banks early and all checks presented were promptly cashed. This morning the regular clearings will begin and general banking operations are now fully resumed. The vaults of all the national banks in Baltimore have now been . opened, and in each the contents were found to be absolutely not damaged in any respect whatever. Leading insurance agents say that at least $10,000,000 has already been paid out and that many millions in checks have been received here and are now on deposit ready to be paid. At a conference between the mayor and citizens' comimttee it was decided that no call would be made for outside assistance to relieve the distressed situation caused by the fire. If it is found necessary later on the municipality will float a loan to meet all demands.


Article from Alexandria Gazette, February 23, 1904

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# News of the Day. President John F. Smith and seven of the 12 Mormon apostles have been summoned as witnesses in the Smoot case. Mr. Frank Ehlen has been appointed receiver by Judge Morris in the United States District Court, of Baltimore, for the Queen Anne, Maryland, Railroad Company. The holiday period for Baltimore as fixed by Governor Warfield has expired and the local banks will resume business today in all branches for the first time since the conflagration. The blowing up of a Pennsylvania Railroad locomotive at Ehrenfeld, Pa., last night, caused the death of three men and the probable fatal injury of two others. All were railroad employes. A telegram from Tsienan-Fu, capital of the province of Shantung, China, states that hundreds of lives were lost by the bursting of a dam in the Huangho river and that several villages have been destroyed. Six men, including Capt. Harvey McClelean, and Mate John McCumber, were lost yesterday in the wreck of the three-masted schooner Benjamin C. Cromwell, off Bellport, L. I. Two men of the eight on board came ashore on bits of wreckage and were taken to the Bellport life-saving station exhausted. Anna T. French, who for several months was the maid of Mrs. Payne, wife of Postmaster General Payne, in Washington, was arrested yesterday afternoon at the home of friends in the Park Slope district, Brooklyn. It was announced at the Brooklyn detective bureau that she turned over the jewelry worth $1,800 and $55 of the $150 in cash that was stolen from the Payne apartments in Washington last Thursday. Having lost $600,000 by the fall in steel, Mrs. Maria T. Kunzman committed suicide in New York yesterday.


Article from The Indianapolis Journal, February 24, 1904

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# BANKS OF BALTIMORE # RESUME BUSINESS BALTIMORE, Feb. 23.-The banks in this city resumed business to-day in all their branches for the first time since the fire. Under Governor Warfield's proclamation the enforced payment of protest-able paper has been suspended from Feb. 6, thus making it necessary for all who have matured obligations to take care of them before the close of banking hours to-day. The Baltimore Stock Exchange will not resume until to-morrow.


Article from The Forrest City Times, February 26, 1904

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BALTIMORE BANKS RESUME. All Branches of Business In the Bal. timore Banks Were Resumed Tuesday. / Baltimore, Feb. 24.-The banks in this city resumed business Tuesday, in all their branches for the first time since the fire. Under Gov. Warfield's proclamation, the enforced payment of protestable paper has been suspended from February 6, thus making it necessary for all who have matured obligations to take care of them before the close of banking hours Tuesday.


Article from Twice-A-Week Plain Dealer, February 26, 1904

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# Banks Resume Business. Baltimore, Md., Feb. 24.-The banks in this city resumed business Tuesday in all their branches for the first time since the fire. Under Gov. Warefield's proclamation the enforced payment of protestable paper has been suspended from February 6, thus making it necessary for all who have matured obligations to take care of them before the close of banking hours. The Baltimore stock exchange will not resume until Wednesday.